You’ll benefit from over 30 years’ experience across our dedicated insurance team. If you want to someone who cares about your phone as much as you do, look no further.
With new smartphone models coming out every year, it’s more important than ever to consider getting some form of phone insurance. With prices skyrocketing with each iteration, those without cover could find themselves out of pocket should the worst happen.
Luckily, there are now plenty of places to get comprehensive phone insurance, whether it’s through a specialist, a bank, or your mobile network provider. To help you make an informed decision, we’re going to compare mobile phone insurance from Virgin to the polices offered by MPID, so you’ll know where to go to get the deal cover at a price that works for you.
The easiest way to get mobile phone insurance from Virgin is through their ‘Virgin Media Protect’ programme, which is an optional extra available when you use the mobile network. This protects your device against loss and theft, as well as accidental damage, including out of warranty breakdown, liquid damage, and pet damage. In order to benefit from this package, you’ll need to pay a monthly premium on-top of your existing phone contract. Depending on your phone model, this could be as expensive as £8 per month, with prices starting from £3 for older devices.
In terms of excess, Virgin mobile phone insurance will cost you £80 per claim for a ‘Tier 4’ phone, and only £20 for a ‘Tier 1’ device. Which tier your phone belongs t is determined by the age, make and model.
On top of basic protection, Virgin also offer a next day replacement service for damaged, lost, or stolen devices, as well as worldwide cover, so no matter where you are, you’ll be able to make a claim.
One of the main downsides of mobile phone insurance from Virgin is that you have to be part of their mobile network in order to get it. If you prefer to use another network or currently have a contract elsewhere, you’ll be unable to benefit from Virgin policies.
Specialist mobile phone and gadget insurance providers like MPID offer a number of great benefits to their customers.
At Mobile Phone Insurance Direct we take the welfare of your mobile phone very serious. Compared to other providers, such as Virgin, you have the power to tweak your policy to suit you, and you can benefit from great savings too.
With MPID you’re protected against accidental damage, theft, and loss, whether you’re at home or abroad. If the phone is damaged, we’ll ensure that it’s returned to you as good as new, and we’ll even throw in a 12-month warranty as well as a 14-day money back guarantee if you’re not satisfied. If you phone is lost or stolen, we’ll endeavour to get a replacement sent to you as soon as possible.