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iPhone 15 Insurance

Cheap and reliable iphone insurance with unlimited claims

Cheap and reliable mobile phone insurance with unlimited claims

iPhone 15 Insurance Quote

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What is iPhone 15 Insurance?

iPhone 15 insurance is your protection against the unexpected mishaps that can happen to your iPhone 15. Designed to provide comprehensive protection, our insurance covers a range of scenarios including accidental damage, theft, and loss. Whether it’s a cracked screen from a sudden drop or the unfortunate event of your phone being stolen, we’ve got you covered. Our policies even extend to liquid damage and mechanical breakdowns that occur outside the manufacturer’s warranty period. With options for Essential, Plus, and Premium cover, you can choose the level of protection that best suits your needs. So, why leave things to chance when you can secure peace of mind? Next, let’s delve into what our phone insurance specifically includes.
 
This comprehensive overview should give you a clear understanding of what you can expect from our insurance packages. Next, let’s explore what sets our phone insurance apart from the rest.

What does our iPhone 15 insurance include?

Our iPhone 15 insurance offers a robust suite of coverages tailored to meet the unique needs of your device. Starting with the basics, our Essential cover includes protection against accidental damage, such as cracked screens or liquid damage. If your phone becomes inoperable due to internal electronic or mechanical failures outside the manufacturer’s warranty, we’ve got you covered there as well. Moving up the ladder, our Plus and Premium covers add theft protection, safeguarding you against unauthorised appropriation of your device. Plus and Premium also include airtime abuse coverage up to £5,000 and £10,000, respectively. For those who want the ultimate peace of mind, our Premium cover exclusively offers accidental loss coverage, ensuring you’re not left high and dry if your phone goes missing despite taking reasonable precautions. Additionally, accessories up to £150 are covered across all plans. It’s worth noting that our iPhone policies are valid globally, as long as the device was purchased within the UK. Repaired or replaced handsets will be delivered only to a UK address.

iPhone 15 Insurance Definitions Explained

Here’s some of the terms we use for our policies with a brief explanation to help you understand the jargon.

We know your mobile phone isn't the only gadget you treasure. That's why our "Accessory Cover" is designed to protect those little extras that make your life easier, like chargers, headphones, and protective cases. If your main gadget is approved for a claim, we'll also cover your accessories that were lost, stolen, or damaged at the same time, up to a limit of £150. And here's a bonus: if your phone is replaced with a different make or model that makes your existing accessories obsolete, we'll replace those too, up to the same £150 limit.

According to our official documents, "Accessory Cover" provides protection for items like chargers, protective cases, headphones, and hands-free gadgets up to a limit of £150. This cover is activated when your claim for your main gadget, such as a mobile phone, is approved. It will cover any accessories that were accidentally lost, stolen, or damaged at the same time as your gadget.

We all know that accidents happen, and dropping your phone is often one of those "oh no!" moments. At Mobile Phone Insurance Direct, "Accidental Damage" is specifically designed to cover these unexpected incidents. Whether your phone takes a tumble off the table or meets the floor in a moment of clumsiness, our cover kicks in to save the day. Unlike some other insurance options, such as home or bank insurance, which may limit the number of claims you can make, we offer unlimited claims. So, rest easy knowing that however many times life's little mishaps occur, we've got your back.

Our official documents state; "Accidental Damage" is described as any sudden and unforeseen event that results in damage or destruction of your gadget.

We know that losing your phone is stressful enough, but the thought of someone else racking up your bill? That's a nightmare! That's why our "Airtime Abuse" cover is here to give you peace of mind. If your phone is stolen, we'll cover the cost of unauthorised calls made following the theft, up to £5,000 for our Plus package and up to £10,000 for our Premium package. So, you can rest easy knowing that even if your phone ends up in the wrong hands, your wallet won't take the hit.

Our offical documents state; "Airtime Abuse" is covered for your device up to £5,000 for Plus and up to £10,000 for Premium. This feature is included in Plus & Premium cover only.

We all know that water and gadgets are not the best of friends. At Mobile Phone Insurance Direct, our "Liquid Damage" cover is designed to protect your mobile phone or gadget against those unfortunate spills and splashes. Whether it's a coffee mishap or an unexpected downpour, our cover ensures that your device will be repaired or replaced. And here's the cherry on top: unlike some other insurance options that may limit your claims, we offer unlimited claims. So, go ahead and dance in the rain; we've got you covered!

Our official document states: "Liquid Damage" is defined as unintentional damage caused to your gadget as a result of coming into contact with any liquid.

Ever had that sinking feeling when you can't find your phone? We get it; these things happen. That's why our "Loss" cover is designed to provide that extra layer of security. If you find yourself unable to locate your phone or gadget and are permanently without it, despite taking all reasonable precautions, our loss cover has got you covered. And the best part? This feature is included in our Premium insurance policies as standard, so you can go about your day with one less worry.

Our official documents state: "Accidental Loss Cover" is available only with our Premium cover. It kicks in if you are unable to account for your gadget's whereabouts and are permanently deprived of its use, despite taking reasonable precautions to protect it and ensuring it has not been left unattended.

Ever had your phone suddenly freeze or refuse to turn on? It's frustrating, especially when the manufacturer's warranty has just expired. That's where our "Mechanical Breakdown Cover" steps in. We'll cover your mobile phone if an electrical or mechanical fault occurs outside of its warranty period. So, you can breathe easy knowing that if your phone decides to take an unexpected break, we've got you covered.

Our offical documents state; "Mechanical Breakdown Cover" comes into play if your gadget becomes inoperable due to a sudden and unforeseen fault. This fault must be the result of the failure of internal electronic or mechanical components or defects and should occur when the gadget is out of the manufacturer’s warranty period.

We understand that your mobile phone is more than just a device; it's an essential part of your daily life. That's why at Mobile Phone Insurance Direct, our "Theft" cover is designed to give you peace of mind. If your mobile phone is stolen, we'll not only replace it but also cover you against unauthorised calls made when your device is taken away from you. So, whether you're out and about or it's taken from your home, you can rest assured that we've got your back.

Our official documents definiton; "Theft" is defined as the unauthorised dishonest appropriation or attempted appropriation of your gadget by another person with the intention of permanently depriving you of it.

We understand that life is unpredictable, and sometimes, one claim just isn't enough. That's why at Mobile Phone Insurance Direct, we offer "Unlimited Claims." Unlike some insurance providers that cap the number of claims you can make, we're here for you no matter how many times you need us. Whether it's accidental damage, theft, or any other covered event, you can count on us to have your back, time and time again.

Love to travel? So does your mobile phone! With Mobile Phone Insurance Direct, our "Worldwide Cover" ensures that your phone is protected no matter where your adventures take you. Whether you're sipping espresso in Italy or hiking in the Andes, you can rest easy knowing your phone is covered. And here's the best part: this unlimited worldwide cover is included as standard in our policies. Just remember, while we can cover you globally, any repaired or replacement handsets will be delivered only to a UK address.

According to our official documents, your policy will cover your gadget anywhere in the world, provided the device was purchased within the UK. Repaired or replacement handsets will be delivered only to a UK address.

What makes our iPhone 15 Insurance stand out?

In a market flooded with insurance options, our iPhone 15 insurance distinguishes itself through a blend of comprehensive coverage, flexibility, and customer-centric services. Firstly, we offer three tiers of coverage; Essential, Plus, and Premium, allowing you to select a plan that aligns perfectly with your needs and budget. Unlike many competitors, our policies are globally valid, offering you peace of mind wherever you go, as long as your device was purchased in the UK. We also understand the importance of quick resolutions; hence, our streamlined claims process is designed for efficiency, ensuring that you’re not left stranded in times of need. Furthermore, our Plus and Premium plans offer unique features like airtime abuse coverage, which is rarely found in standard insurance policies. Our Premium plan even includes accidental loss coverage, making it one of the most comprehensive plans available. Lastly, we are regulated by the Financial Conduct Authority, adding an extra layer of trust and reliability to our services.
 
This should give you a clear idea of why our iPhone 15 insurance is a cut above the rest. Next, let’s delve into how our insurance compares with standard warranties, so you can make an informed decision.

What are the differences between our Essential, Plus and Premium insurance packages for the iPhone 15?

Choosing the right insurance package for your iPhone 15 is crucial, and we offer three distinct options to cater to your specific needs.
 
Our Essential package serves as a foundational layer of protection, covering accidental damage such as cracked screens and liquid damage. It’s an ideal choice for those who want basic, yet effective coverage.
 
The Plus package takes it a step further by adding theft protection and airtime abuse coverage up to £5,000. This package is designed for those who want a more comprehensive safety net without going all out.
 
Our Premium package is the ultimate choice for complete peace of mind. It includes all the features of the Plus package and adds accidental loss coverage. This package also offers the highest airtime abuse coverage, up to £10,000.
 
Across all plans, accessories up to £150 are covered, and the policies are valid globally, provided the device was purchased in the UK. Each package is regulated by the Financial Conduct Authority, ensuring reliability and trust.

iPhone 15 Insurance Quote

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Model not listed?

14-day money back guarantee

No minimum contract

12-month warranty on repairs

UK based in-house claims team

Our phone insurance includes

Customer Service based in the UK

Instant phone protection

14-day Money Back Guarantee

FAQs

Yes you can, but all phones we insure must be purchased from a VAT registered UK supplier within the last 36 months (from the policy start date). This must be supported by a valid proof of purchase document.

iPhone excesses range from £65 to £175 depending on the model and circumstance. You can check specific prices in our policy excess table.

Both iPhone insurance and AppleCare+ can offer protection for your iPhone, but they have some differences in coverage and cost. iPhone insurance tends to provide better cover for your phone and can include damage, theft, loss, and malfunctions that are not covered by the manufacturer's warranty. Some insurance plans may also cover damage caused by water or other liquids, which is not covered by AppleCare. The main advantage of iPhone insurance is that it provides comprehensive coverage for a wider range of issues, while AppleCare only covers a limited range of issues related to hardware defects and malfunctions. It's worth doing the comparisons for yourself, generally speaking we'd say if you tend to be accident-prone or frequently lose your phone, iPhone insurance may be a better choice, and if you are more concerned with hardware defects and technical support, then AppleCare+ may be a better fit for you.

All depends what level of cover you go for. We have 3 levels of cover, which you can choose when you get a quote and see the specifics. They can include:

Loss, theft, accidental damage, unauthorised calls, accessory cover, worldwide cover, mechanical breakdown, cracked screen, liquid damage, and unlimited claims.
See full FAQ
Last modified: 15th March 2024
Last modified: 15th March 2024

30 Years Experience in the Mobile Phone Insurance Market

By choosing to insure your iphone with MPID, you’ll benefit from over 30 years of experience across our dedicated, expert team. If you want to insure with a company who cares about your phone as much as you do, look no further, get your quote today.

We never outsource your claims

Friendly UK-based customer service team

Over 1 million devices insured