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Great value iPhone insurance

Insure your iPhone direct today

At MPID, we know that everyone uses their phones for different reasons, which is why we've catered our policies to suit you and your device. We have three different levels of Apple iPhone phone insurance, with varying options of cover, all of which include mechanical breakdown, accidental damage, liquid and screen damage.
Mobile Phone Insurance Direct's iPhone insurance covers all models, including the new iPhone XR, XS and XS Max. We also provide tailored, affordable iPhone 8 insurance and cover for older Apple devices. With Apple's latest flagship releases, iPhone insurance has become more imperative than ever, as the cost to repair and replace these expensive devices has sky-rocketed.

Get a quote today and cover your mobile phone with our quality Apple iPhone insurance.

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What our customers say

I am very impressed with the speed and efficency of your service, and particularly with the helpefulness shown by the claims advisor.

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Buy your insurance direct and save £’s

  • 14 day money back guarantee
  • No minimum contract
  • 12-month warranty on repairs
  • Choose from 3 packages tailored to suit all your needs

Why choose us?


Mobile Phone Insurance Direct is proud to offer specialist iPhone insurance direct to the consumer, saving you time and money.

Unlimited claims
We never outsource your claims
Over 900,000 phones insured

Our cover

We offer multiple insurance packages – with loss and theft as optional extras

Accidental damage
Accidents happen. But when they happen to your mobile, our comprehensive cover gives you peace of mind and financial reassurance.

Liquid damage
Nothing attracts water quite like high-tech gadgets. Protect your device against liquid damage and we’ll get it repaired or replaced.

If your phone is stolen we’ll not only replace it, but cover you against unauthorised calls when your device is taken away from you.

Loss (Phones Only)
Prone to losing things? Our loss cover can provide that added level of protection which we include in our policies as standard.

Worldwide cover
We know you love to take your phone with you wherever you go, so if that’s abroad, you’ll be pleased to know our iPhone insurance includes unlimited worldwide cover.

Accessory cover
We can help you protect the accessories that allow you to enjoy your device, like Apple headphones, chargers and cases, if they get damaged or stolen.

Mechanical breakdown
We’ll cover your iPhone if an electrical or mechanical fault occurs outside of its warranty period.

Unlimited Claims
We know how much you love your mobile phone, which is why we’ll always be here no matter how many claims you make.

Airtime abuse
Airtime abuse can be a concern if your device gets stolen. Our iPhone insurance covers the cost of unauthorised calls made following the theft of your phone.

Supplying UK Mobile Network providers and high street retailers for many years

We've cut out the middle man and pass the savings directly to you

Save in excess of £50 off high street retailer prices

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How do I get iPhone insurance?

Here's what you need to know about our iPhone insurance

Firstly, you'll need to ensure that your iPhone is fully working and in good physical condition. Your iPhone can be up to 36 months old from the date you purchased it, and we will require proof of ownership. To take out a policy you will need to be 18 years old and a UK resident. We can insure second hand or refurbished iPhones as long as they were purchased from a UK VAT registered company.
If your query has not been answered here, you can reference our FAQs below or email

Find out how to make a claim here

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Frequent questions about our insurance policies
Can I trust Mobile Phone Insurance Direct?
Yes! Mobile Phone Insurance Direct is a specialist provider of mobile phone and tablet insurance policies direct to the consumer. The company is part of Pier Insurance Managed Services Ltd, Evolution House, New Garrison Road, Shoeburyness, Essex, SS3 9BF.

Pier Insurance Managed Services Ltd is authorized and regulated by the Financial Conduct Authority. FCA registration no. 31179.
Do I still need insurance if I already have a manufacturer’s warranty?
You may have 12 or 24 months’ coverage with your manufacturer, but in many cases this will only include mechanical breakdown. Cracked screens, liquid damage, accidental damage, loss, and theft are not included.
Do you cover cosmetic damages?
Your phone is only covered for damage if it stops your device from functioning normally. We will cover cracked screens, but scratches, dents, and normal day-to-day wear and tear do not qualify for repair or replacement.
Is there a limit to how many times I can claim?
You will need to check your policy details but we now provide cover for unlimited claims for loss, theft and damage during each 12-month calendar period of your policy.
Is there a minimum and maximum period of cover?
There is no minimum period of cover. However, when you purchase annual cover we will contact you approximately two weeks before your renewal date and offer to renew the policy. If you do not tell us that you wish to cancel your policy, we will automatically process your renewal.
What’s not covered?
Please check through both the Policy Excess, and Key Exclusions and Limitations to check for what is not covered by your policy.