iPhone Insurance

Cheap iPhone insurance with unlimited claims, UK customer service team, all backed by our 14-day money back guarantee and Excellent Review Rating from our Customers.

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Why Choose Our iPhone Insurance?

When it comes to finding the perfect iPhone insurance, selecting the right coverage that suits your needs can be quite a challenge. With the ever-expanding phone insurance market, numerous policies are available, each with varying levels of coverage that may not necessarily be the best fit for you. However, at Mobile Phone Insurance Direct. We stand out as the obvious choice with our well-thought-out products and great benefits.

Our insurance policies come with unlimited claims, meaning you’re covered no matter how many times you lose or damage your phone. We also offer a 12-month warranty on repairs, ensuring that your phone is in the best hands with our top-notch technical team. Which exclusively uses genuine parts. With our UK-based call center. You can rest assured that you’re dealing with a reliable and trustworthy company.

iPhone 16

iPhone 15

iPhone 14 Pro

iPhone 14

iPhone 13 Pro

iPhone 13

Expert Repair

Our UK based service centre can expertly repair your device and Gadgets

12-month warranty on repairs

We offer up to 12 months on our repair and replacement Phone or Gadget

NO minimum contract

With our cover there is no contract length of time.

Covered if used by loved ones

You can cover up to 10 gadgets, including your family's beloved items.

Where's the best place to get cheap iPhone insurance?

If you’re searching for affordable iPhone insurance, look no further than our iPhone insurance products. But why are we the best provider of cheap iPhone insurance?

Our iPhone insurance products are not just cheap because we decided to make them so. They are designed to be affordable from the ground up. Our insurance product development team invested a lot of time researching what people actually want from an iPhone insurance product. We made sure to include only what’s necessary, avoiding any additional bloat or add-ons. This way, our products save you money while keeping your phone safe, and your insurance easy to understand.

Our iPhone insurance

At MPID, we understand that everyone uses their phones for different reasons. That’s why we’ve catered our policies to suit you and your device. We offer three different levels of Apple iPhone insurance, each with varying options of cover. All our policies include mechanical breakdown, accidental damage, liquid, and screen damage coverage. Our iPhone insurance covers all models, including the new iphone 16 (starting from £4.99 per month*), iPhone 15, iPhone 14 Pro, iPhone 14, iPhone 13, iPhone 12, 12 Pro, and Pro Max, iPhone XR, XS, and XS Max. We also provide tailored, affordable iPhone 8 insurance and cover for older Apple devices.

With Apple’s latest flagship releases, iPhone insurance has become more imperative than ever, as the cost to repair and replace these expensive devices has skyrocketed. Get a quote today and cover your mobile phone with our quality iPhone insurance.

*Correct at time of publishing 10/12/2024

Is iPhone insurance worth it?

Is iPhone insurance worth it? Since you’re visiting this page it’s a question you may well be grappling with, especially when staring at the monthly premium. To help you decide, let’s focus on two key factors: cost and lifestyle.

First up, the financials. Compare the cost of monthly premiums and any hidden fees to what you’d shell out for repairs or a new phone. It’s a straightforward way to see if the numbers add up in favour of insurance.

Next, take a moment to think about your lifestyle. Are you always on the move, perhaps a bit adventurous? If so, the risk of damaging your iPhone is higher, making insurance a sensible option. On the flip side, if you handle your phone like it’s made of glass, you might not need the extra coverage.

And let’s not forget, Apple’s standard warranty won’t cover you for accidental damage. So if the thought of dropping your iPhone makes you wince, insurance could be a wise move.

So, is iPhone insurance worth it? Only you can make that call, but at least now you’ve got the facts to help you decide.

Older iPhone models we insure
iPhone SE 2022	iPhone SE 2020
iPhone 11	iPhone 11 Pro
iPhone XR	iPhone 8
iPhone 7	iPhone 6s
iPhone 6

Our iPhone insurance explained

No matter how careful we are with our iPhones, they have a tendency to come into misfortune sooner or later. Whether we smash the phone screen, drop it in water, or leave it on the train, it’s always an unwelcome surprise. These are just some of the most common claims regarding iPhone insurance, and what our insurance does to cater for them.

We all know that accidents happen, and dropping your phone is often one of those "oh no!" moments. At Mobile Phone Insurance Direct, "Accidental Damage" is specifically designed to cover these unexpected incidents. Whether your phone takes a tumble off the table or meets the floor in a moment of clumsiness, our cover kicks in to save the day. Unlike some other insurance options, such as home or bank insurance, which may limit the number of claims you can make, we offer unlimited claims. So, rest easy knowing that however many times life's little mishaps occur, we've got your back.

Our official documents state; "Accidental Damage" is described as any sudden and unforeseen event that results in damage or destruction of your gadget.

We know your mobile phone isn't the only gadget you treasure. That's why our "Accessory Cover" is designed to protect those little extras that make your life easier, like chargers, headphones, and protective cases. If your main gadget is approved for a claim, we'll also cover your accessories that were lost, stolen, or damaged at the same time, up to a limit of £150. And here's a bonus: if your phone is replaced with a different make or model that makes your existing accessories obsolete, we'll replace those too, up to the same £150 limit.

According to our official documents, "Accessory Cover" provides protection for items like chargers, protective cases, headphones, and hands-free gadgets up to a limit of £150. This cover is activated when your claim for your main gadget, such as a mobile phone, is approved. It will cover any accessories that were accidentally lost, stolen, or damaged at the same time as your gadget.

We know that losing your phone is stressful enough, but the thought of someone else racking up your bill? That's a nightmare! That's why our "Airtime Abuse" cover is here to give you peace of mind. If your phone is stolen, we'll cover the cost of unauthorised calls made following the theft, up to £5,000 for our Plus package and up to £10,000 for our Premium package. So, you can rest easy knowing that even if your phone ends up in the wrong hands, your wallet won't take the hit.

Our offical documents state; "Airtime Abuse" is covered for your device up to £5,000 for Plus and up to £10,000 for Premium. This feature is included in Plus & Premium cover only.

We all know that water and gadgets are not the best of friends. At Mobile Phone Insurance Direct, our "Liquid Damage" cover is designed to protect your mobile phone or gadget against those unfortunate spills and splashes. Whether it's a coffee mishap or an unexpected downpour, our cover ensures that your device will be repaired or replaced. And here's the cherry on top: unlike some other insurance options that may limit your claims, we offer unlimited claims. So, go ahead and dance in the rain; we've got you covered!

Our official document states: "Liquid Damage" is defined as unintentional damage caused to your gadget as a result of coming into contact with any liquid.

Ever had that sinking feeling when you can't find your phone? We get it; these things happen. That's why our "Loss" cover is designed to provide that extra layer of security. If you find yourself unable to locate your phone or gadget and are permanently without it, despite taking all reasonable precautions, our loss cover has got you covered. And the best part? This feature is included in our Premium insurance policies as standard, so you can go about your day with one less worry.

Our official documents state: "Accidental Loss Cover" is available only with our Premium cover. It kicks in if you are unable to account for your gadget's whereabouts and are permanently deprived of its use, despite taking reasonable precautions to protect it and ensuring it has not been left unattended.

Ever had your phone suddenly freeze or refuse to turn on? It's frustrating, especially when the manufacturer's warranty has just expired. That's where our "Mechanical Breakdown Cover" steps in. We'll cover your mobile phone if an electrical or mechanical fault occurs outside of its warranty period. So, you can breathe easy knowing that if your phone decides to take an unexpected break, we've got you covered.

Our offical documents state; "Mechanical Breakdown Cover" comes into play if your gadget becomes inoperable due to a sudden and unforeseen fault. This fault must be the result of the failure of internal electronic or mechanical components or defects and should occur when the gadget is out of the manufacturer warranty period.

We understand that your mobile phone is more than just a device; it's an essential part of your daily life. That's why at Mobile Phone Insurance Direct, our "Theft" cover is designed to give you peace of mind. If your mobile phone is stolen, we'll not only replace it but also cover you against unauthorised calls made when your device is taken away from you. So, whether you're out and about or it's taken from your home, you can rest assured that we've got your back.

Our official documents definiton; "Theft" is defined as the unauthorised dishonest appropriation or attempted appropriation of your gadget by another person with the intention of permanently depriving you of it.

We understand that life is unpredictable, and sometimes, one claim just isn't enough. That's why at Mobile Phone Insurance Direct, we offer "Unlimited Claims." Unlike some insurance providers that cap the number of claims you can make, we're here for you no matter how many times you need us. Whether it's accidental damage, theft, or any other covered event, you can count on us to have your back, time and time again.

Love to travel? So does your mobile phone! With Mobile Phone Insurance Direct, our "Worldwide Cover" ensures that your phone is protected no matter where your adventures take you. Whether you're sipping espresso in Italy or hiking in the Andes, you can rest easy knowing your phone is covered. And here's the best part: this unlimited worldwide cover is included as standard in our policies. Just remember, while we can cover you globally, any repaired or replacement handsets will be delivered only to a UK address.

According to our official documents, your policy will cover your gadget anywhere in the world, provided the device was purchased within the UK. Repaired or replacement handsets will be delivered only to a UK address.

FAQs

All depends what level of cover you go for. We have 3 levels of cover, which you can choose when you get a quote and see the specifics. They can include:

Loss, theft, accidental damage, unauthorised calls, accessory cover, worldwide cover, mechanical breakdown, cracked screen, liquid damage, and unlimited claims.

Both iPhone insurance and AppleCare+ can offer protection for your iPhone, but they have some differences in coverage and cost. iPhone insurance tends to provide better cover for your phone and can include damage, theft, loss, and malfunctions that are not covered by the manufacturer's warranty. Some insurance plans may also cover damage caused by water or other liquids, which is not covered by AppleCare. The main advantage of iPhone insurance is that it provides comprehensive coverage for a wider range of issues, while AppleCare only covers a limited range of issues related to hardware defects and malfunctions. It's worth doing the comparisons for yourself, generally speaking we'd say if you tend to be accident-prone or frequently lose your phone, iPhone insurance may be a better choice, and if you are more concerned with hardware defects and technical support, then AppleCare+ may be a better fit for you.

Yes you can, but all phones we insure must be purchased from a VAT registered UK supplier within the last 36 months (from the policy start date). This must be supported by a valid proof of purchase document.

iPhone excesses range from £65 to £175 depending on the model and circumstance. You can check specific prices in our policy excess table.

See full FAQ

30 Years Experience in the Mobile Phone Insurance Market

By choosing to insure your iphone with MPID, you’ll benefit from over 30 years of experience across our dedicated, expert team. If you want to insure with a company who cares about your phone as much as you do, look no further, get your quote today.

We never outsource your claims

Friendly UK-based customer service team

Over 1 million devices insured

Last modified: 9th June 2025