Mobile Phone Insurance

Reliable and cheap mobile phone insurance with unlimited claims

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Forbes Advisor BEST Mobile Phone Insurance 2021Mobile Phone Insurance Direct

Cheap and reliable mobile phone insurance with unlimited claims


Mobile Phone Insurance

Affordable and reliable mobile phone

insurance with unlimited claims

Get your quote in 3 easy steps

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14-day money back guarantee

No minimum contract

12-month warranty on repairs

UK based in-house claims team

Who are Mobile Phone Insurance Direct?

Mobile Phone Insurance Direct is a no-nonsense UK based insurance provider that delivers comprehensive cover at affordable prices. We’re headed by a team of tech savvy professionals with over 50 years of experience in the insurance and telecoms industry delivering quality products direct to our customers whilst cutting out the middle-man to save you money and ensure the best prices. Set up in 2010 as an effective solution to those looking for mobile phone insurance at a low prices, simple to understand with less jargon, great cover, and a simple claims process to make life easier for our valued customers all backed by our 14-day money back guarantee.

We cover all the major mobile phone brands including Apple, Google and Samsung phone insurance along with many more manufacturers, our quote process is quick and easy meaning you can get a final quote price in less than 20 seconds using our simple mobile phone insurance quote system. Once you have bought phone insurance with us our team is on hand to assist you, and our claims process is quick and easy.

We’re proud to say we have a Trustpilot rating of 4.8 (Excellent), and our customers recommend us time and time again. If you have any further questions you can contact our team, or use our chat box 24/7.

We Provide

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Customer Service Based in the UK

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Instant Protection

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14-day Money Back Guarantee

Mobile Phone Insurance Direct




1. Select your mobile manufacturer
2. Pick your mobile model
3. Get your quote!

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Get gadget insurance

We now offer gadget insurance, including cameras, games consoles, headphones, laptops and smart watches.


Is your phone covered?

No matter how careful we are with our phones, they have a tendency to come into misfortune sooner or later. Whether we smash the phone screen, drop it in water, or leave it on the train, it’s always an unwelcome surprise. These are just some of the most common claims regarding phone insurance.
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Compare our phone insurance
versus high street retailers

When choosing mobile phone insurance, it can be a hassle trying to decide which insurance is right for you. As the market expands, there are a huge range of policies to choose from – all with varying levels of cover. How do you decide which insurer is best for you? We have put together some helpful comparison guides to help you decide which is the best choice for you.

More details

Mobile Phone Insurance Direct

Even if you have a warranty still in place yes it may still be a good idea to have mobile phone insurance, here's a few reasons why:

Limited coverage: Manufacture’s warranties usually only cover issues that take place during the manufacturing process such as defects or malfunctions. These only usually last for a limited time, a year being the typical timeframe. So, the warranty may not cover accidental damage, theft or loss.

Extra coverage: Our mobile phone insurance provides extra coverage far beyond what a phone or gadget manufacturer warranty might offer, we include cracked screens, liquid damage and mechanical breakdowns with all our packages as standard our Plus package gives theft cover and our Premium package includes loss too. These aspects alone make mobile phone insurance more or less essential if you want to protect your device from problems that happen day to day.

Convenience: If the worst happens and your phone is stolen, lost, or damaged then our insurance can help make the situation a bit better by getting you a replacement phone quickly and conveniently without dealing with the manufacturer’s warranty processes.

It can be cheaper: If you phone or gadget is stolen it's very unlikely that your warranty will cover you, which means you'll end up having to dig deep into your pockets to replace your device. The same goes for damage, costs can soon mount up for repairs and insurance can save you having to spend way beyond what you might pay monthly for cover.

At the end of the day it depends on what you need as an individual as to whether you need mobile phone or gadget insurance, it makes sense to weigh up the options and get an insurance quote or two to establish exactly what might suit your needs. if in doubt read your manufacturer’s warranty as well as the insurance policy details, and you'll soon have an educated opinion.

Your phone is only covered for damage if it stops your device from functioning normally. We will cover cracked screens, but scratches, dents, and normal day-to-day wear and tear do not qualify for repair or replacement.

You will need to check your policy details but we now provide cover for unlimited claims for loss, theft and damage during each 12-month calendar period of your policy.

There is no minimum period of cover. However, when you purchase annual cover we will contact you approximately two weeks before your renewal date and offer to renew the policy. If you do not tell us that you wish to cancel your policy, we will automatically process your renewal.

Please check through both the , and Key Exclusions and Limitations to check for what is not covered by your policy.

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