iPhone 12 Insurance

Cheap and reliable iphone insurance with unlimited claims

Cheap and reliable mobile phone insurance with unlimited claims

iPhone 12 Insurance Quote

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What does iPhone 12 Insurance include?

Our comprehensive iPhone insurance policies can provide insurance coverage for loss, theft, accidental damage, unauthorised calls, accessory cover up to £150, worldwide cover, mechanical breakdown, cracked screen, liquid damage, and unlimited claims per year. Our UK-based in-house claims team is always on hand to help you through the claims process, making it hassle-free and stress-free. Plus, with our 14-day money-back guarantee, you can rest assured that you are making the right decision.


With our iPhone 12 Insurance, you can not only be covered if you use the device yourself, but also if it is used by your loved ones. And with no minimum contract, you have the flexibility to cancel or modify your policy at any time. In the event of any issues with your iPhone 12, you can also take advantage of our 12-month warranty on repairs. And with over 1 million gadgets insured, you can trust that you are in good hands with Mobile Phone Insurance Direct.


Replacing an iPhone 12 can cost a fortune, with prices starting at £649 for the 64gb version, £699 for the 128gb version and £809 for the 256gb version. But with our affordable iPhone Insurance, you can get coverage from as little as £5.24 per month when paying annually. Don’t leave your new iPhone 12 unprotected – get comprehensive iPhone 12 Insurance from Mobile Phone Insurance Direct today.

*Details and pricing correct at time of writing 26/05/2023.

Our phone insurance includes

Customer Service based in the UK

Instant phone protection

14-day Money Back Guarantee

30 Years Experience in the Mobile Phone Insurance Market

By choosing to insure your iphone with MPID, you’ll benefit from over 30 years of experience across our dedicated, expert team. If you want to insure with a company who cares about your phone as much as you do, look no further, get your quote today.

We never outsource your claims

Friendly UK-based customer service team

Over 1 million devices insured

Security features and settings for the iPhone 12

At Mobile Phone Insurance Direct not only do we provide great insurance for your phone; we also want to help to keep you informed so you can keep your device as secure as possible. We consulted our resident phone experts at Mobile Phone Insurance Direct for their top tips and recommendations on protecting your iPhone 12 from theft and loss. Thankfully, Apple has included some excellent features to help keep you safe.

1.) FaceID: The iPhone 12 was the first to introduce both Face ID and Touch ID, with Face ID undergoing minor improvements and a potentially smaller notch, while Touch ID is integrated into the device’s display. The dual biometric authentication approach offers users increased security options, with the convenience of choosing between facial recognition and fingerprint scanning. By combining these two features, Apple aims to provide users with one of the most secure devices on the market, enhancing both user convenience and data protection capabilities
2.) Rapid security response: Apple has introduced a feature called “rapid security responses” for iOS, macOS, and iPadOS. This feature enables Apple to swiftly address critical vulnerabilities and zero-day exploits by delivering automatic software patches to millions of devices. The remarkable aspect is that these updates can be installed without the need for a reboot or any manual intervention from the end-user, ensuring a seamless and efficient security response across their ecosystem of devices.
3.) Safety Check: iOS 16 introduces an important security enhancement called Safety Check, specifically designed for individuals facing domestic abuse or those at risk. This powerful tool allows users to take control over their information sharing by checking and restricting access to their Messages and FaceTime. It also provides the ability to reset system privacy permissions, change passcodes associated with their iPhone or Apple ID, and more. Acting as a virtual panic button, Safety Check empowers users to quickly and completely cut off access in critical situations. To access this feature, navigate to Settings > Privacy & Security > Safety Check.

Do I need phone insurance for an iPhone 12?

If you’re wondering whether or not you need phone insurance for your new iPhone 12, the answer is simple – yes! Accidents can happen at any time, and the cost of replacing or repairing a device like the iPhone 12 can be significant. Without insurance, you could end up paying a large sum of money out of your own pocket. With Mobile Phone Insurance Direct, you can protect your investment and have peace of mind knowing that you’re covered for a variety of potential incidents.


Whether it’s accidental damage, loss, theft or unauthorised calls, our iPhone 12 Insurance policies provide comprehensive coverage, so you can relax and enjoy your new phone with confidence.

How much does iPhone 12 insurance cost?

For an iPhone 12 64gb our insurance costs from £4.39* a month with an annual essential package
*Correct at time of publishing: 26/05/2023

Our iPhone 12 Cover

We offer multiple insurance packages for the iPhone 12 – with loss and theft as optional extras.


Yes you can, but all phones we insure must be purchased from a VAT registered UK supplier within the last 36 months (from the policy start date). This must be supported by a valid proof of purchase document.

iPhone excesses range from £65 to £175 depending on the model and circumstance. You can check specific prices in our policy excess table.

Both iPhone insurance and AppleCare+ can offer protection for your iPhone, but they have some differences in coverage and cost. iPhone insurance tends to provide better cover for your phone and can include damage, theft, loss, and malfunctions that are not covered by the manufacturer's warranty. Some insurance plans may also cover damage caused by water or other liquids, which is not covered by AppleCare. The main advantage of iPhone insurance is that it provides comprehensive coverage for a wider range of issues, while AppleCare only covers a limited range of issues related to hardware defects and malfunctions. It's worth doing the comparisons for yourself, generally speaking we'd say if you tend to be accident-prone or frequently lose your phone, iPhone insurance may be a better choice, and if you are more concerned with hardware defects and technical support, then AppleCare+ may be a better fit for you.

All depends what level of cover you go for. We have 3 levels of cover, which you can choose when you get a quote and see the specifics. They can include:

Loss, theft, accidental damage, unauthorised calls, accessory cover, worldwide cover, mechanical breakdown, cracked screen, liquid damage, and unlimited claims.