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Model not listed?

14-day money back guarantee

No minimum contract

12-month warranty on repairs

UK based in-house claims team

Save money with Mobile Phone Insurance Direct!

Choose any of our Annual Policies and enjoy 2 months free, insure more than one gadget (phones, headphones, tablet, smart watch, laptops, games consoles and cameras) and get 10% off!

What do we cover with our Phone Insurance?

We offer multiple insurance packages specifically set up to cater for your mobile phone and gadget insurance needs.

30 Years Experience in the Mobile Phone Insurance Market

By choosing to insure your iphone with MPID, you’ll benefit from over 30 years of experience across our dedicated, expert team. If you want to insure with a company who cares about your phone as much as you do, look no further, get your quote today.

We never outsource your claims

Friendly UK-based customer service team

Over 1 million devices insured


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FAQs

Your phone is only covered for damage if it stops your device from functioning normally. We will cover cracked screens, but scratches, dents, and normal day-to-day wear and tear do not qualify for repair or replacement.

You will need to check your gadget insurance policy details, but we now provide cover for unlimited claims for loss, theft and damage during each 12-month calendar period of your policy.

There is no minimum period of cover. However, when you purchase annual cover we will contact you approximately two weeks before your renewal date and offer to renew the policy. If you do not tell us that you wish to cancel your policy, we will automatically process your renewal.

Please check through both the , and Key Exclusions and Limitations to check for what is not covered by your policy.

Yes, but all gadgets must be purchased from a VAT registered UK supplier within the last 36 months (from the policy start date). This must be supported by a valid proof of purchase document.

Yes you can, but all phones we insure must be purchased from a VAT registered UK supplier within the last 36 months (from the policy start date). This must be supported by a valid proof of purchase document.

Yes as long as the company is VAT registered we can insure it. The phone must also be less than 3 years old.

You will need to check your mobile phone insurance policy details, but we now provide cover for unlimited claims for loss, theft and damage during each 12-month calendar period of your policy.

Whilst every care is taken to ensure that our list is complete and up to date, the mobile phone and gadget market changes quickly. Please contact us to give us the details of your mobile phone, and we will confirm if it is a model we can cover, we're always happy to help!

All depends what level of cover you go for. We have 3 levels of cover, which you can choose when you get a quote and see the specifics. They can include:

Loss, theft, accidental damage, unauthorised calls, accessory cover, worldwide cover, mechanical breakdown, cracked screen, liquid damage, and unlimited claims.

Acceptable proof of mobile phone ownership includes a till receipt or documentation from any online purchase or from your network provider. We may decline your claim if you do not have any proof of ownership.

If your phone has vanished without a trace, our loss cover will make sure you are not left out of pocket. At Mobile Phone Insurance Direct, we include loss as standard in our insurance packages.


Our specific policy wording states "Loss means that you are unable to account for your gadget whereabouts and are permanently deprived of its use after reasonable precautions have been taken to protect it and it has not been left unattended".