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iPhone 17 insurance

Cover options for theft, damage and breakdown. Get a quote for iPhone 17 mobile phone insurance, then compare Essential, Plus and Premium cover in plain English.

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iPhone 17 insurance, explained simply

If you’ve got an iPhone 17, you can take out iPhone insurance that helps with the common “oh no” moments: theft, accidental damage and breakdown (subject to terms).

This is phone insurance UK customers use when they want a clear choice of cover levels and straightforward claims steps.

  • Your device must be under 36 months old when cover starts.
  • You’ll need valid proof of purchase.
  • Second-hand devices must be bought from the manufacturer or a UK VAT registered business.
  • The device must be in good working condition at the start of cover.

Damage and cracked screens

Accidental damage cover can include cracked screen damage (subject to your policy terms, conditions, exclusions and your Schedule of Insurance).

Mechanical breakdown

Mechanical breakdown cover applies to faults outside the manufacturer’s warranty (as defined in the policy), subject to your policy terms and your Schedule of Insurance.

Theft cover options

Theft cover is available on Plus and Premium (and any airtime abuse cover is linked to theft), subject to the policy terms and your Schedule of Insurance.

Loss cover (Premium)

Loss cover is available on Premium where shown on your Schedule of Insurance, subject to your policy terms, conditions and exclusions.

Compare Essential, Plus and Premium

Essential

  • Accidental damage, cracked screen and liquid damage cover.
  • Mechanical breakdown cover (as defined in the policy).
  • Accessory cover up to £150 when linked to an approved device claim.

Plus

  • Everything in Essential, plus theft cover.
  • Airtime abuse cover up to £5,000 (linked to theft cover).

Premium

  • Everything in Plus, plus loss cover.
  • Airtime abuse cover up to £10,000 (linked to theft cover).

* Cover is subject to your policy terms, conditions, exclusions and your Schedule of Insurance.

* Cover applies only to the cover options shown on your Schedule of Insurance.

* You are responsible for deciding whether the policy is suitable for you.

Key exclusions and what you’ll need

You’ll usually need

  • Valid proof of purchase showing the device details.
  • Proof of usage from your network provider (where applicable).
  • To take reasonable precautions, including using security features such as PIN and “Find My”.

Not covered (common examples)

  • Unattended loss or theft away from home.
  • Cosmetic damage that does not affect functionality or operation.
  • The cost of replacing stored data or information.
  • Theft or loss if you do not notify and blacklist within required timescales.
  • Repairs carried out by repair centres not authorised or agreed by the insurer.
  • Claims may be declined where evidence cannot be provided.

See the full list on key exclusions and conditions. Excess details are explained on policy excesses.

How claims work

  • Tell us what happened and when.
  • For theft or loss, report it to your network provider within 24 hours and the police within 48 hours, then keep the reference.
  • Submit your claim via the password-protected portal link we send you.
  • Upload the evidence requested, such as proof of purchase and proof of usage, within the required timeframe.
  • We’ll assess it against your policy terms and confirm the next step, such as repair or replacement.

For more detail, see how claims work. You can also call 01702 568070 or email support@mobilephoneinsurancedirect.com.

Mobile Phone Insurance Direct
iPhone 16
iPhone 15
iPhone 14
iPhone SE

iPhone 16

iPhone 16

Cover options and exclusions are shown in the policy terms and your Schedule. Replacement devices are not guaranteed to be new and may be refurbished. Make sure you can provide the evidence requested if you need to claim.

iPhone 15

iPhone 15

If you’re insuring an iPhone 15, check the cover level that fits how you use your phone. The device must meet eligibility rules, including being under the maximum age limit at the start of the policy.

iPhone 14

iPhone 14

This policy can cover specified events such as accidental damage and mechanical breakdown (subject to terms). Not covered items include cosmetic damage that does not affect how the device works, and the cost of replacing stored data.

Ready to compare cover levels? Start a quote to see the excess and cover options for iPhone 17.

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FAQs

All depends what level of cover you go for for your iPhone 17. We have 3 levels of cover, which you can choose when you get a quote and see the specifics. They can include:

Loss, theft, accidental damage, unauthorised calls, accessory cover, worldwide cover, mechanical breakdown, cracked screen, liquid damage, and unlimited claims.

Please check through both the , and Key Exclusions and Limitations to check for what is not covered by our iPhone Insurance policies.

Yes, all our packages include cover for breakdowns after the manufacturer’s warranty expires.

If your phone has vanished without a trace, our loss cover will make sure you are not left out of pocket. At Mobile Phone Insurance Direct, we include loss as standard in our insurance packages.


Our specific policy wording states "Loss means that you are unable to account for your gadget whereabouts and are permanently deprived of its use after reasonable precautions have been taken to protect it and it has not been left unattended".

iPhone 17 insurance excesses range from £65 to £175 depending on the model and circumstance. You can check specific prices in our policy excess table.

Absolutely. We specialise in covering second-hand and refurbished iPhones including iPhone 17's.

Both iPhone insurance and AppleCare+ can offer protection for your iPhone, but they have some differences in coverage and cost. iPhone insurance tends to provide better cover for your phone and can include damage, theft, loss, and malfunctions that are not covered by the manufacturer's warranty. Some insurance plans may also cover damage caused by water or other liquids, which is not covered by AppleCare. The main advantage of iPhone 17 insurance is that it provides comprehensive coverage for a wider range of issues, while AppleCare only covers a limited range of issues related to hardware defects and malfunctions. It's worth doing the comparisons for yourself, generally speaking we'd say if you tend to be accident-prone or frequently lose your phone, iPhone insurance may be a better choice, and if you are more concerned with hardware defects and technical support, then AppleCare+ may be a better fit for you.

You can notify us of your mobile phone insurance claim by visiting our claims page.
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