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iPhone SE 2022 Insurance

Cheap and reliable mobile phone insurance with unlimited claims

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14-day money back guarantee

No minimum contract

12-month warranty on repairs

UK based in-house claims team

The new iPhone SE 2022 might be one of the cheapest iPhones available but it is still packed with all the newest technology. In case something happens to it, you wouldn’t want to be without it for too long. Therefore, you should insure your new iPhone with comprehensive iPhone insurance from Mobile Phone Insurance Direct.

Specialist iPhone SE 2022 insurance from MPID means we’ll do all that we can to ensure you have your iPhone SE 2022 back in your hands, if anything happens, as quickly as possible.

Damage and cracked screens

Accidental damage cover can include cracked screen damage (subject to your policy terms, conditions, exclusions and your Schedule of Insurance).

Mechanical breakdown

Mechanical breakdown cover applies to faults outside the manufacturer’s warranty (as defined in the policy), subject to your policy terms and your Schedule of Insurance.

Theft cover options

Theft cover is available on Plus and Premium (and any airtime abuse cover is linked to theft), subject to the policy terms and your Schedule of Insurance.

Loss cover (Premium)

Loss cover is available on Premium where shown on your Schedule of Insurance, subject to your policy terms, conditions and exclusions.

What do we cover with our gadget insurance?

We offer multiple insurance packages specifically set up to cater for your gadget needs.

We all know that accidents happen, and dropping your phone is often one of those "oh no!" moments. At Mobile Phone Insurance Direct, "Accidental Damage" is specifically designed to cover these unexpected incidents. Whether your phone takes a tumble off the table or meets the floor in a moment of clumsiness, our cover kicks in to save the day. Unlike some other insurance options, such as home or bank insurance, which may limit the number of claims you can make, we offer unlimited claims. So, rest easy knowing that however many times life's little mishaps occur, we've got your back.

Our official documents state; "Accidental Damage" is described as any sudden and unforeseen event that results in damage or destruction of your gadget.

We all know that water and gadgets are not the best of friends. At Mobile Phone Insurance Direct, our "Liquid Damage" cover is designed to protect your mobile phone or gadget against those unfortunate spills and splashes. Whether it's a coffee mishap or an unexpected downpour, our cover ensures that your device will be repaired or replaced. And here's the cherry on top: unlike some other insurance options that may limit your claims, we offer unlimited claims. So, go ahead and dance in the rain; we've got you covered!

Our official document states: "Liquid Damage" is defined as unintentional damage caused to your gadget as a result of coming into contact with any liquid.

Ever had your phone suddenly freeze or refuse to turn on? It's frustrating, especially when the manufacturer's warranty has just expired. That's where our "Mechanical Breakdown Cover" steps in. We'll cover your mobile phone if an electrical or mechanical fault occurs outside of its warranty period. So, you can breathe easy knowing that if your phone decides to take an unexpected break, we've got you covered.

Our offical documents state; "Mechanical Breakdown Cover" comes into play if your gadget becomes inoperable due to a sudden and unforeseen fault. This fault must be the result of the failure of internal electronic or mechanical components or defects and should occur when the gadget is out of the manufacturer warranty period.

We understand that your mobile phone is more than just a device; it's an essential part of your daily life. That's why at Mobile Phone Insurance Direct, our "Theft" cover is designed to give you peace of mind. If your mobile phone is stolen, we'll not only replace it but also cover you against unauthorised calls made when your device is taken away from you. So, whether you're out and about or it's taken from your home, you can rest assured that we've got your back.

Our official documents definiton; "Theft" is defined as the unauthorised dishonest appropriation or attempted appropriation of your gadget by another person with the intention of permanently depriving you of it.

We understand that life is unpredictable, and sometimes, one claim just isn't enough. That's why at Mobile Phone Insurance Direct, we offer "Unlimited Claims." Unlike some insurance providers that cap the number of claims you can make, we're here for you no matter how many times you need us. Whether it's accidental damage, theft, or any other covered event, you can count on us to have your back, time and time again.

Love to travel? So does your mobile phone! With Mobile Phone Insurance Direct, our "Worldwide Cover" ensures that your phone is protected no matter where your adventures take you. Whether you're sipping espresso in Italy or hiking in the Andes, you can rest easy knowing your phone is covered. And here's the best part: this unlimited worldwide cover is included as standard in our policies. Just remember, while we can cover you globally, any repaired or replacement handsets will be delivered only to a UK address.

According to our official documents, your policy will cover your gadget anywhere in the world, provided the device was purchased within the UK. Repaired or replacement handsets will be delivered only to a UK address.

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FAQs

Your insurance is arranged by Pier Insurance Managed Services Ltd and underwritten by Collinson Insurance (a trading name of Astrenska Insurance Limited). For the full wording, see Policy Terms & Conditions.

Not always. This is not a “replacement as new” policy, so replacement devices may be new or refurbished, depending on availability and the claim circumstances. Full replacement wording is set out in Policy Terms & Conditions.

Although standards are extremely high, please note that refreshed devices may hold some non-original parts.

We will aim to replace your device with the same make and model, but if it’s no longer available we’ll provide the nearest comparable model (based on age and condition) or equivalent settlement in line with the policy. See Policy Terms & Conditions for details.

You will need to check your gadget insurance policy details, but we now provide cover for unlimited claims for loss, theft and damage during each 12-month calendar period of your policy.

Your excess depends on your device and cover, and is set out in your documents. You can review the excess table in Policy Excesses.

It can still be worthwhile, depending on what you want protection against. Manufacturer warranties often focus on faults and defects, whereas insurance is designed for day-to-day risks.

  • Warranties can be limited: they may not cover accidental damage, theft, or loss.
  • Insurance can broaden protection: cover levels vary by package and what you chose at purchase, as shown on your Schedule of Insurance.
  • Practical support: if you need to claim, you can follow a clear claims process via our claims page.

If you’re weighing it up, you can get an insurance quote and compare it against what your warranty actually covers.

No. Non-genuine (counterfeit) devices are not covered. Refurbished devices can be covered where they are genuine and supported by a manufacturer warranty or valid proof of purchase (depending on how they were bought). If you’re unsure, check Key Exclusions and Conditions or contact us.

Please let us know as soon as possible. Use the chatbot, or reach the team via contact us so we can reinstate your policy and ensure that your mobile phone(s) or gadget(s) remain on cover. Otherwise unfotunately, you may find we will not consider any claims during the period of non-payment.

Yes. To take out a policy for yourself you must be 18 or over and a UK resident. If you are under 18, a consenting family member can take out the policy on your behalf. Full eligibility details are in Policy Terms & Conditions.

If your phone has vanished without a trace, our loss cover will make sure you are not left out of pocket. At Mobile Phone Insurance Direct, we include loss as standard in our insurance packages.


Our specific policy wording states "Loss means that you are unable to account for your gadget whereabouts and are permanently deprived of its use after reasonable precautions have been taken to protect it and it has not been left unattended". It’s worth checking your documents or starting a quote via our quote page.

Cover is subject to your policy terms, conditions, exclusions and your Schedule of Insurance.

You’ll need valid proof of purchase (including the purchase date, make/model, and the IMEI or serial number), and you may also be asked for supporting evidence such as proof of usage (depending on the claim type). The quickest way to get started is via our claims page.

We ask you to pay the compulsory excess so we can keep premiums competitive, rather than increasing prices after a claim. You can see how excess works in Policy Excesses.

See full FAQ

30 Years Experience in the Mobile Phone Insurance Market

By choosing to insure your iphone with MPID, you’ll benefit from over 30 years of experience across our dedicated, expert team. If you want to insure with a company who cares about your phone as much as you do, look no further, get your quote today.

We never outsource your claims

Friendly UK-based customer service team

Over 1 million devices insured